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Upstart Holdings, Inc. (UPST)

Financial Services
$23.00
LAST CLOSE · OCT 1

Upstart Holdings, Inc. (UPST) is a Financial Services stock tracked by StreetAlpha. It last closed at $23.00 on Oct 1. UPST reports earnings on Tue, Nov 3, 2026. The average 12-month price target from 6 analysts is $45.33 (+97.1% from the last close), with a high of $61.00 and a low of $34.00. Analyst consensus is Buy, based on the latest ratings from 6 firms (3 buy, 3 hold, 0 sell). Over the past 90 days StreetAlpha recorded 1 whale options trade in UPST, 0% of them bullish and 100% bearish.

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Next report
Nov 3
2026 · Time not announced
Consensus EPS forecast
$0.22
$365.1M revenue est.
Year-ago EPS
—
Not on file
Options-implied move
—
Posted about a week before
Analyst consensus
Buy
Based on 6 analyst ratings (90 days)
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Analyst Ratings & Price Targets

Analyst Ratings →
Consensus · 90 days
Buy
6firms
3 Buy3 Hold0 Sell
Each firm's latest rating on UPST in the past 90 days
Average 12-month target
$45.33
▲ 97.1% upside

Based on 6 analysts who set a price target on UPST in the past 90 days. The average target is $45.33, with a high of $61.00 and a low of $34.00, compared with the last close of $23.00.

$20$35$49$64PAST 91 TRADING DAYS12-MONTH TARGETSHIGH $61AVG $45.33LOW $34May 22LAST CLOSE+12 MO$20$35$49$64PAST 91 DAYSTARGETSHIGH $61AVG $45.33LOW $34May 22LAST CLOSE+12 MO
Highest target$61.00
Average target$45.33
Lowest target$34.00
Latest rating changes
Loop CapitalInitiated
Sep 9Hold$34
WedbushUpgrade
Aug 16Hold$45
NeedhamMaintained
Aug 5Buy$42
Piper SandlerMaintained
Aug 5Buy$51
CitigroupMaintained
Jul 22Buy$61
DateFirmActionRatingPrice target
Sep 9Loop CapitalInitiatedHold$34
Aug 16WedbushUpgradeHold$45
Aug 5NeedhamMaintainedBuy$42
Aug 5Piper SandlerMaintainedBuy$51
Jul 22CitigroupMaintainedBuy$61
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Whale Options Flow

90D
Total alerts
1
Bullish
0
0%
Bearish
1
100%
Date span
Aug 4 – Aug 4
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Paper trading

StreetAlpha runs four autonomous AI traders powered by Anthropic's Claude. Each one reads options flow, dark pool prints, insider filings, sentiment, macro signals and technicals, then makes its own trading decisions in a paper portfolio. Every decision is logged and every trade is tracked, so you can see whether UPST is in one of them and how their past UPST trades turned out.

UPST in the AI portfolios
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For informational purposes only. Not financial advice. Options flow and dark pool data are delayed and may be incomplete.