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Provident Financial Holdings Inc (PROV)

$18.17
LAST CLOSE · NOV 2

Provident Financial Holdings operates Provident Savings Bank, a Riverside, California community bank serving local consumers and small businesses. It last closed at $18.17 on Nov 2. PROV reports earnings on Tue, Jan 26, 2027.

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Key Stats

Last 12 months
Results
Net income
$6.7M
+6.4% vs a year ago
EPS (diluted)
$1.03
+10.8% vs a year ago
Valuation
Market cap
$113.3M
6.2M shares
P/E
17.6
Price over 12 month EPS
Dividend yield
3.08%
$0.56 a share over 12 months
Balance sheet
Cash & equivalents
$49.2M
At Jun 30
Shareholder equity
$126.2M
Buybacks
$6.0M
Last 12 months
Fiscal year endsJune
ExchangeNasdaq
Financials history
FY2022: $9.1M$9.1MFY2022FY2023: $8.6M$8.6MFY2023FY2024: $7.4M$7.4MFY2024FY2025: $6.3M$6.3MFY2025FY2026: $6.7M$6.7MFY2026

From PROV's SEC filings, latest 10-K for the period ending Jun 30, 2026 (filed Sep 2). Last 12 months adds up the four latest quarters.

Next report
Jan 26
2027 · Time not announced
Consensus EPS forecast
$0.31
$10.5M revenue est.
Year-ago EPS
—
Not on file
Options-implied move
—
Posted about a week before
Analyst consensus
—
No ratings in 90 days
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Analyst Ratings & Price Targets

Analyst Ratings →
Consensus · 90 days
No firm has rated PROV in the past 90 days.
Average 12-month target
No price targets on PROV in the past 90 days.
Latest rating changes
Piper SandlerTarget raised
Aug 3Hold$17 → $18
Piper SandlerAssumed coverage
Jun 26Hold$17
DateFirmActionRatingPrice target
Aug 3Piper SandlerTarget raisedHold$17 → $18
Jun 26Piper SandlerAssumed coverageHold$17
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Technical Analysis

PROV · as of the Nov 2 close · updated after every close
Moving sideways

The stock is 0% below its 20 day and 1% below its 50 day average. It is 5% above its 200 day average, so the longer trend is still up. Momentum is neutral (RSI 46). The nearest support is the Pivot at $18.16, and the nearest resistance the 20 day average at $18.20.

Short trendNeutral
Long trendBullish
MomentumNeutral
StretchNormal
VolatilityLow, 0.9%/day
Key levels
$18.9952 week high+4.5%
$18.3450 day average+0.9%
$18.25Swing high (Oct 22)+0.4%
$18.23Pivot R1+0.3%
$18.2020 day average+0.2%
$18.17Last close
$18.16Pivot−0.1%
$18.11Pivot S1−0.3%
$18.08Swing low (Oct 12)−0.5%
$17.89100 day average−1.5%
$17.22200 day average−5.2%
$14.9552 week low−17.7%
Indicators
RSI (14)46.27Middle of its rangeNeutral
MACD-0.03Below its signal lineBearish
Stochastic60.3Middle of its rangeNeutral
ADX (14)14.9No clear trend
Williams %R-36.0Oversold below −80, overbought above −20Neutral
CCI (20)-42.3Oversold below −100, overbought above 100Neutral
Rate of change+0.3%Change over 10 sessionsBullish
ATR (14)$0.16Typical daily range, 0.9% of price
MA 10Below
MA 20Below
MA 50Below
MA 100Above
MA 200Above
What happened before, for PROV

What happened before

See how PROV did after each of today's signals in the past: how often it was higher 10 sessions later, and the typical move, next to its usual record.

November seasonalityHow PROV usually does this month. See Seasonality

Calculated from daily prices after each close. Signals describe the chart, not where the stock will go. Past patterns often fail. Not investment advice.

Seasonality

How PROV has done in each calendar month: the average and median return, how often each month finished higher, and every year since 2006.

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See the stocks that usually rise in November →

Whale Options Flow

90D

No whale options trades in PROV in the last 90 days.

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PROV Institutional Ownership

Hedge fund holdings →
Funds holding
31
+0 vs Q1 2026
Held by funds
57.0%
+5.6 pts vs Q1 2026
Buying vs selling
13 / 11
2 new · 3 sold out
Shares held
3.6M
+351K vs Q1 2026
Top holders · Q2 2026
782K shares12.55% of company$13.5M+391K
491K shares7.87% of company$8.4M+409
370K shares5.93% of company$6.4M+4,341
304K shares4.87% of company$5.2M−2,701
282K shares4.52% of company$4.8M−878
282K shares4.52% of company$4.8M+5,720
240K shares3.85% of company$4.1M−206
8. M3F, Inc.Trimmed
239K shares3.84% of company$4K−46K
211K shares3.39% of company$3.6M−1,006
70K shares1.12% of company$1.2M+741
#FundSharesOf companyValueChange
1Raffles Associates LP782K12.55%$13.5M+391KAdded
2Dimensional Fund Advisors LP491K7.87%$8.4M+409No change
3Fourthstone LLC370K5.93%$6.4M+4,341Added
4Manufacturers Life Insurance Company, the304K4.87%$5.2M−2,701Trimmed
5Ameriprise Financial Inc282K4.52%$4.8M−878Trimmed
6BlackRock, Inc.282K4.52%$4.8M+5,720Added
7Vanguard Capital Management LLC240K3.85%$4.1M−206No change
8M3F, Inc.239K3.84%$4K−46KTrimmed
9Renaissance Technologies LLC211K3.39%$3.6M−1,006Trimmed
10Bridgeway Capital Management, LLC70K1.12%$1.2M+741Added
Biggest buyers
Biggest sellers
Filed so far for Q3 2026 · 3 funds changed their position

From SEC Form 13F filings by funds managing over $100 million, as of Jun 30, 2026. Changes compare each fund with its own Q1 2026 filing. "Held by funds" adds up the shares every 13F filer reported, over shares outstanding. Filings come up to 45 days after the quarter ends. Not investment advice.

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About Provident Financial Holdings

Provident Financial Holdings is the holding company for Provident Savings Bank, a federally chartered savings bank headquartered in Riverside, California. The bank provides community banking services, taking deposits and making loans, mainly single-family, multi-family and commercial real estate loans. Its customers are consumers and small to midsize businesses in the Inland Empire region of Southern California.

Headquarters
Riverside, CA