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Live Oak Bancshares, Inc. (LOB)

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Live Oak Bancshares operates an online bank that makes loans and takes deposits from small businesses across the United States. LOB reports earnings on Wed, Jan 20, 2027. Analyst consensus is Hold, based on the latest ratings from 3 firms (1 buy, 2 hold, 0 sell).

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Next report
Jan 20
2027 · Time not announced
Consensus EPS forecast
EPS and revenue estimates
Year-ago EPS
Same quarter last year
Options-implied move
Move priced in by options
Analyst consensus
Hold
Based on 3 analyst ratings (90 days)
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Analyst Ratings & Price Targets

Analyst Ratings →
Consensus · 90 days
Hold
3firms
1 Buy2 Hold0 Sell
Each firm's latest rating on LOB in the past 90 days
Average 12-month target
Price targets for LOBThe average, highest and lowest analyst targets and the target chart are shown to AI Starter and AI Pro members.See plans
Latest rating changes
TD CowenTarget lowered
Oct 26Buy
Cantor FitzgeraldTarget lowered
Oct 14Hold
Piper SandlerMaintained
Oct 7Hold
TD CowenTarget lowered
Oct 5Buy
Cantor FitzgeraldTarget raised
Aug 19Hold
DateFirmActionRatingPrice target
Oct 26TD CowenTarget loweredBuy
Oct 14Cantor FitzgeraldTarget loweredHold
Oct 7Piper SandlerMaintainedHold
Oct 5TD CowenTarget loweredBuy
Aug 19Cantor FitzgeraldTarget raisedHold
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Seasonality

How LOB has done in each calendar month: the average and median return, how often each month finished higher, and every year since 2015.

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Whale Options Flow

90D

No whale options trades in LOB in the last 90 days.

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About Live Oak Bancshares

Live Oak Bancshares is a bank holding company based in Wilmington, North Carolina. Its bank, Live Oak Bank, runs an online platform that serves small businesses and professionals across the United States. The company mainly makes loans partly guaranteed by the U.S. Small Business Administration and also offers loans backed by U.S. Department of Agriculture programs. It gathers deposits as well and operates without traditional branch locations.

Headquarters
Wilmington, NC
Founded
2007